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Appraisal Services
Our Team
Areas of Practice


Appraisal Services

Expert Witness Services

Specialized Claim Services

The "Appraisal Process" as found within most property insurance policies operates as an "Alternative Dispute Resolution" process for resolving disputes in any claim. The process is much faster and far less costly that going straight to litigation and may be found within the policy provisions of the applicable insurance contract. In many instances, the process is required before litigation can proceed.

For more information, please click on the "More" button below.

Kevin Hromas is the CEO and Principle for Kevin Hromas & Associates - a Division of US Insurance Information LLC. 

Mr. Hromas is a retained expert in insurance litigation through-out the US for both Carriers and Policyholders in the areas of claims handling, bad faith, damage analysis / quantification and adjusting procedures.


Mr. Hromas is also a nationally recognized expert in the area of appraisals as found within the confines of the insurance process. He wrote the curriculum and conducts the training for the Certified Insurance Appraiser (CIA) and Certified Insurance Umpire (CIU) professional designations offered through the National Association of Independent Insurance Adjusters and the Society of Registered Professional Adjusters covering the state specific laws governing appraisals in each of the 50 states.

News & Publications

Kevin Hromas presented a seminar on "The Appraisal Process in the US - 50 Different States ... 50 Different Processes" to the Lloyds of London marketplace in November, 2019.

Confidence  ... the MOST important aspect of your relationship with Kevin Hromas and Associates.


We appreciate that you were always efficient and timely in preparing your estimates and in keeping us apprised of the status of the appraisal process.  In addition, we value the proficient, courteous, and forthright manner in which you interfaced with the other appraisers and umpires on the damage issues. Your thorough analysis of the alleged damages, as well as your experience and knowledge was quintessential in our ability to secure favorable resolutions throughout the litigation. Without a doubt, the decision to bring your firm into the appraisal process on behalf of our client was paramount to our successful defense of the litigation.

Roger Oppenheim

Lorance & Thompson, P.C.

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